Do You Qualify As A First Time Buyer?

If you have not owned a home in the last three years, you qualify as a first time home buyer!

This is a buyer's market. As we are four to five years into the biggest housing bust in modern history, and prices have come down a long way, about 30% from their peak.

Mortgages are exceptionally low, you can get a 30-year loan for around 4.5%. Compared with rates of 6.3% (about two years ago), that drop cuts your monthly payment by a fifth.

You will save on taxes, you can deduct the mortgage interest and real estate taxes from your income taxes!

Buying a home is forced savings; today, you can pay a mortgage for less than it takes to rent!